David Lerman

NMLS # 391243

818-627-5363

david@calunionfunding.com

David Lerman CEO/Sr. Loan Officer

Blog

The Supply & Demand Problem Plaguing New Construction

The Supply & Demand Problem Plaguing New Construction

Many real estate economists have called on new home builders to ramp up production to help relieve the shortage of inventory of homes for sale throughout the United States. The added inventory would no doubt aid buyers in their search to secure their drea

Jul 11, 2017 |

2 Myths Holding Back Home Buyers

2 Myths Holding Back Home Buyers

 In Realtor.com’s recent article, “Home Buyers’ Top Mortgage Fears: Which One Scares You?” they mention that “46% of potential home buyers fear they won’t qualify for a mortgage to the point that they don’t even try.” Myth #1: “I Need a 20% Down Payment” 

Jul 06, 2017 |

"Lopsided Conditions" Dragging Down Pending Home Sales

  Pending home sales failed to rise as expected in May, the third straight month that measure has declined.  The National Association of Realtors'® (NAR's) Pending Home Sale Index (PHSI) dipped 0.8 percent compared to April, on top of a 1.3 percent downtu

Jun 30, 2017 |

Fed expected to raise rates today: 4 things to know!

Fed expected to raise rates today: 4 things to know!

 Fed leaders end a two-day meeting in Washington and investors believe there's a 95% chance of a rate hike.Here's what you need to know: 1. Mortgage rates aren't going up immediately. In the past, when the Fed raised rates, it tended to cause interest rat

Jun 14, 2017 |

Debt-to-Income Explained: Use Your DTI to Find The Perfect Home

Debt-to-Income Explained: Use Your DTI to Find The Perfect Home

 After some serious thought, you’ve made the decision to end your stint as a renter and enter the wonderful world of homeownership. You can’t wait to hand over that last rent check as you scour Pinterest for living room décor ideas, but you’ve got a lot t

May 23, 2017 |

Your Down Payment: How Much Is Really Enough?

Your Down Payment: How Much Is Really Enough?

 So you’re tired of weird Craigslist roommates, stark white walls, and upstairs neighbors who insist on wearing shoes in the apartment. After years of funding your landlord’s vacations, you’re ready to start putting money toward your own investment. That

May 19, 2017 |